Now that we've waved goodbye to 2022 and can look forward to 2023, it's time to reflect on some of the finances over the past year.
To start with I've had a look back at our mortgage overpayments for 2022! I know there's some debate among personal finance bloggers over whether it's best to overpay the mortgage or invest the money instead. For me and my husband overpaying works for us, but I'm very aware that it's not for everyone.
Last year our total was just over £900. My target had been £1000 a year. And this year we managed it!
