In my recent post about my mortgage overpayments I mentioned a few of my side-hustles that I use to earn a few extra pennies to go towards the mortgage.

One of my other side-hustles, although not dedicated to becoming mortgage free (it goes to my Lifetime ISA instead) is Zazzle. This print-on-demand company allows you to upload your original works, set them up to print on various products, and then list them for sale. Zazzle handles the printing and dispatch, so you only get a small amount of the money, but you can bump up your percentage (this does bump up the cost of the product though) to earn a bit more.

Halfway there! Mortgage overpayments for 2021

This post contains some referral links. Referral links do not cost you anything if you sign up through them, they simply mean that I get credited with some money back from the companies.

When we bought our first home back in 2016 I knew I wanted to try and overpay the mortgage. Me and my husband had had a good deposit, but it was our first home and it needed plenty of work after years of neglect. The previous owners were landlords and they had done very little to keep the place nice.

This meant that we had a longer mortgage term so that we could have affordable monthly repayments and focus more on doing the place up. We wanted the option of not overpaying in some months if we needed to, rather than having to pay higher monthly payments and being unable to change that.